The benefits of buying Pet Insurance

One of the most distressing situations a dog or cat owner can find themselves in is where their pet's medical problem is curable but the cost is too high for the owner and the animal has to be put to sleep.

Like Human medicine,Veterinary medicine has become increasingly sophisticated over the last few years, but these treatments can be very expensive.

Once you have taken out our cheap pet insurance, cover will start after 14 days but will not cover any pre-existing conditions your cat or dog had at the time you booked. For full details see pet insurance conditions.

Recent research has shown that nearly half of all UK households own at least one pet, but only 12% of these have pet insurance.

Recent advances in veterinary medicine have lead to greater choice of treatments for a wider range of conditions. Annual spend with UK veterinary practices was estimated at £1.45 billion pounds in 2000.

The cost of veterinary treatment can mount up quickly. Hourly rates can also vary considerably depending on where you live.

In the survey just over half of pet owners have taken their pet for unexpected treatment in the last 2 years. Of these 71% had pet insurance compared to 51% of owners without pet insurance. This clearly shows the fact that some pet owners simply cannot afford veterinary fees.

In addition to the increase in claims for veterinary treatment, there has been a significant rise over the last five years in third party claims for damages. Increasingly, people who are injured or subject to loss by someones pet are turning to the courts for financial compensation.

Legal bodies such as the Forum of Insurance Lawyers recommend having pet insurance which includes public liability to safeguard against expensive compensation.

Pet insurance is well worth the money

A Mori pole in 2001 found that 88% of pet owners with pet insurance cover agree with the statement -

“ Pet insurance is well worth the money”